The UK hosts one of the world’s largest insurance markets, with London recognised as a global hub. Three of the world’s top ten insurance companies are based here, holding a combined market valuation of over $130 billion (USD). Since World War II, the UK insurance industry has expanded rapidly, giving rise to a diverse range of products, including motor, travel, and health insurance. Today, in an increasingly digital age, insurance is marketed, sold, and managed in more dynamic and innovative ways than ever before.

This concise and well-crafted guide to insurance by Shaykh Dr Sajid Umar provides a clear overview of modern conventional insurance. Through an Islamic lens, Shaykh Sajid breaks down the structure of conventional insurance contracts and explains their components from a shari’ah perspective. He offers readers an accessible understanding of the various scholarly views and presents a balanced conclusion on how conventional insurance is regarded within Islamic teachings.